For many homebuyers, the biggest question isn’t just which house to choose — it’s what mortgage rates will mean for their budget. Rates influence everything from the size of a loan to the comfort level of monthly payments.

👉 You can watch the full video breakdown from Discover NC Homes owner and broker Nolan Formalarie here:

In this video, Nolan takes a closer look at how mortgage rates directly affect buyers. He discusses not only the basic math behind payments but also the way shifting rates impact buyer confidence, affordability, and long-term planning.

A few highlights from the discussion include:

  • Purchasing power: How even small changes in rates can expand or shrink your home search options.

  • Monthly budgeting: Why rates play such a large role in affordability beyond the listing price.

  • Market timing: Insights into how today’s environment may create opportunities for those ready to act.

Nolan’s guidance helps buyers think beyond the listing price and understand the financial realities behind each purchase. By knowing how rates impact decisions, you can move forward with clarity and confidence.

At Discover NC Homes, we believe in providing both market expertise and practical advice to help our clients make the right move at the right time.

📍 Ready to start your home search in Brunswick County? Visit www.discovernchomes.com or call us at 910-363-4387.

About Nolan Formalarie

Nolan Formalarie has been in the North Carolina Real Estate Industry for over 8 years and enjoys every minute of it. He is involved in every aspect of the industry including selling and purchasing residential property, home watch services, property management, association management and construction.