Preferred Lenders

Kathryn Jennings-Breed

Mortgage Banker, NMLS# 88477

Kathryn was born and raised in Charlotte, NC. She graduated in 2004 from East Carolina University with a BA in English and Public Relations. Kathryn moved to Carolina Beach (outside of Wilmington, NC), in 2009. She has been in the financing industry for over 14 years.

To prove Kathryn’s success, she works 100% off referral business and repeat customers. “I believe that the client needs to know the ins and outs of the financing process and will need to understand every option that they have and what will benefit them the most now, and for the future. Attention and accessibility is key to this business. When I leave the office at night I transfer all calls to my cell phone. Not everyone’s schedule is the same and I am more than happy to make myself available for the convenience of my customers. Keeping clients up to date and included in the day to day process helps keep financing as stress free as possible.”

With her vast knowledge in conventional, FHA, VA, USDA, Construction to Perm and Jumbo; keeping up to date on this every changing economy and having the likeability and trust from her customers makes Kathryn a great Mortgage Banker to work with.

Mitch Ludwig

Senior Mortgage Consultant; Coastline Mortgage Consultants, LLC

I am a graduate of The Cameron School of Business MBA program. I moved to Wilmington in 2003 and have 3 children that keep life interesting and lively. My wife is consultant for Rodan and Fields and an ER Nurse here and we love Wilmington as our home. My personal strategy with mortgages really hits close to the name of our company, “Mortgage Consultants”. I feel that if I am fair and honest as a loan consultant I will win more deals informing and guiding clients rather than just trying to sell loans. It also doesn’t hurt that we have really great mortgage rates.

James A. Barmore, Jr

James graduated from Wofford College with Bachelor of Art’s Degree and a Master’s Degree from Clemson University with a real estate and finance focus. James is married to Kathryn, and they have one daughter, Calder, who is 2. As a veteran of the Mortgage Industry, James enjoys helping his clients achieve home ownership through a seamless Highlands Residential Mortgage experience. James’ extensive mortgage knowledge and creativity combined with superior communication skills offer his clients a red carpet experience from pre-approval to the Closing Table and Beyond. Whether it’s the weekend or after normal working hours, James is always available to help borrowers throughout the mortgage process.